Lenders are an "Additional Insured"

Mortgage lenders mandate to be listed as mortgagee or an additional insured on every homeowner’s policy.  This is a relatively simple process that begins with the homeowner contacting their mortgagee/lender and requesting that their insurance agent is provided the exact instructions for how the mortgagee/lender wants to appear on the policy.  Most lenders fax their requests to the insurance agency versus email or call. 

When refinancing, it is very important to contact your new lender to provide them with my fax number to send their additional insured request.  My fax number is 888-267-9143.