What Flood Zone am I in?

ZONE VE:  Areas subject to inundation by the 1-percent-annual-chance flood event with additional hazards due to storm-induced velocity wave action. Base Flood Elevations (BFEs) are derived from detailed hydraulic analyses. Mandatory flood insurance purchase requirements and floodplain management standards apply.

ZONE AE:  Areas subject to inundation by the 1-percent-annual-chance flood event determined by detailed methods. Base Flood Elevations are created. Mandatory flood insurance purchase requirements and floodplain management standards apply.

ZONE AH:  Areas subject to inundation by 1-percent-annual-chance shallow flooding (usually areas of ponding) where average depths are between 1 and 3 feet. Base Flood Elevations are derived from detailed hydraulic analyses for this zone. Mandatory flood insurance purchase requirements and floodplain management standards apply.

ZONE A:  Areas subject to inundation by the 1-percent-annual-chance flood event and generally determined using approximate methodologies. Because detailed hydraulic analyses have not been performed, no BFEs or flood depths are created. Mandatory flood insurance purchase requirements and floodplain management standards apply.

ZONE X500:  Zone X500 is a moderate flood hazard area and is an area between the limits of the base flood and the 0.2-percent-annual-chance (or 500-year) flood. Mandatory flood insurance is not required.

ZONE X:  Zone X is the flood insurance rate zone used for areas outside the 0.2-percent-annual-chance floodplain. This zone is outside of the 500-year floodplain. No BFEs or depths are created for this zone and flood insurance is not required.

Most local county governments publish FEMA flood maps on their websites.  CLICK for flood zone maps